In a constantly changing health care market, the Employee Benefits Department of DiBuduo & DeFendis offers a variety of competitive and innovative insurance programs to both individuals and large or small group employers. Our product lines include:
Individual/Family Health Plans
This includes a variety of PPOs (Preferred Provider Organizations), HMOs (Health Maintenance Organizations) and Indemnity Programs (unrestricted access) for medical and dental insurance needs. Long Term Care, Medicare Supplement and Major Risk programs are also available.
Individual Life Insurance
This includes competitive Term, Whole Life and Universal Life insurance.
Employee Benefits
This includes Group Medical including 24 hour coverage, Dental, Vision, Life, Long and Short Term Disability and Voluntary Supplemental products. Access to national administrators specializing in Section 125, Pension, COBRA and Self Funded programs.
Our department offers expertise in all markets providing coverage for small groups (2–50) mid-size groups (51–100) and large groups (100+lives). Quality customer service and personalized attention are the strengths of the Employee Benefits Department. We provide our clients with information and avenues to educate them in legislative areas that are ever changing in the health insurance marketplace. It is our goal to help our clients maintain legislative compliance and assist them in assuring their employee satisfaction with their Employee Benefits Package.