Lodi Office

8:00am – 4:30pm, Monday-Friday

1901 W Kettleman Lane, Suite 101
Lodi, CA 95242




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Office Administrator

Janet Smith

Insurance Agents

Jim EhlersJim Ehlers
A third generation Lodian, Jim’s 33 year insurance career has given him significant knowledge of business and personal insurance. The family farming business lead Jim to specialize in agriculture related business insurance including crop insurance. Jim is also involved in auditing exposures of larger clients – “bundling” workers compensation, liability, auto, property and employee benefits insurance.

Steve ReevesSteve Reeves
Steve began his insurance career in 1977 after graduating from UOP and later joined his father’s agency, the Reeves Company, in 1982. He specializes in commercial insurance for construction and manufacturing clients, personal lines, surety bonds and group health. He has earned the Chartered Property and Casualty Underwriter (CPCU) and Associate in Risk Management (ARM) professional designations.

Doug DinjianDoug Dinjian
Doug has over 35 years of insurance experience including 15 years with a top 10 insurance brokerage firm. He is both a Certified Insurance Counselor (CIC) and a Certified Workers Compensation Advisor (CWCA). His areas of expertise include manufacturing risks, financial institutions, non-profits, railroad and transportation risks, construction, real estate/property exposures, technology, health, professional liability and all aspects of workers compensation insurance.

Margaret DempseyMargaret Dempsey
Margaret’s insurance career began in 1989 when she moved to Lodi to raise her family. She focuses on Personal Lines insurance solutions. Margaret’s priority has always been to educate her clients in making well-informed decisions related to their insurance portfolio to protect their family and most valuable assets. Margaret specializes in all lines of insurance including Home, Auto, Business and Life.

Allie Ehlers​Allie Ehlers​
Alexandria “Allie” Ehlers is a 4th generation Lodian. She grew up farming with her father in Lodi and Woodbridge. Her early exposure to the agriculture way of life planted a seed of passion for ag. She joins her father, Jim Ehlers, at D&D to create a formable experienced insurance team. Allie is proficient in crop insurance as well as agribusiness related insurances.